Terms and Conditions

These Terms of Use are for users ("You") interested in utilizing G Point Wallet, a service provided by Master & S, Inc., including but not limited to associated mobile applications and all other services offered by Master & S, Inc. (referred to as "Master," "Company," "we," or "us," and collectively as "G Point Wallet"). By registering as a member of our platform, you agree to be bound by these terms. You also acknowledge that any disputes between us will be resolved through mandatory arbitration, rather than class-action lawsuits. Master reserves the right to deny services to those who do not adhere to these terms of use and may delete or suspend their membership accounts. G Point Wallet is a tool designed for our G Point community, facilitating convenient use of G Points within our community and across various payment methods. You can use, earn, and transfer your G Points within our community. Please note that if you do not agree with these Terms of Use, as outlined below, you should refrain from using our services.

General Disclaimer

Any individual (the "user") who opens an account with G Point Wallet should understand and accept that assets do not necessarily have a specific form of protection or regulation by any governmental body. The value of these assets can be highly volatile and speculative, extending the possibility of total loss. The G Point Wallet platform technology acts solely as an intermediary bringing together buyers and sellers, and nothing on G Point Wallet can be ensured to contain no errors, mistakes, misrepresentations, or failures, whether they result from human agency, program imperfections, or process imperfections. Therefore, neither Master nor, where applicable, any of their respective directors, officers, employees, agents, or outsourced advisors make any representations, warranties, or guarantees whatsoever with respect to the information and, in particular, as to the accuracy or completeness of the information and process. Moreover, we are not responsible for any loss of money, assets, securities, or other types of property that may occur due to the use of information from us or activity on G Point Wallet. No trade agreement or contract is created between us and the users. G Point Wallet and its users act independently and do not create any partnership, joint venture, agency, franchise, sales representative, or secondment relationship between them. G Point Wallet provides services for buying and selling assets, as demonstrated on the platform, but reserves the right to reject any deposits and suspend withdrawals, which its compliance and risk management service provider has decided to be the result of detecting suspicious activity such as criminal activity or any other infringement of its compliance guidelines.

RISK DISCLOSURE

Any individual (the "user") opening an account with G Point Wallet should understand and accept that the assets involved do not necessarily have specific forms of protection or regulation by any governmental body. The value of these assets can be highly volatile and speculative, and there is a possibility of total loss. The G Point Wallet platform technology serves as an intermediary connecting buyers and sellers, and it cannot guarantee that there will be no errors, mistakes, misrepresentations, or failures, whether caused by human agency, program imperfections, or other factors. Therefore, neither Master nor any of their respective directors, officers, employees, agents, or outsourced advisors make any representations, warranties, or guarantees regarding the information, particularly its accuracy or completeness. Furthermore, we are not responsible for any loss of assets or property resulting from the use of information from us or trading on G Point Wallet. No trade agreement or contract is created between us and the users. G Point Wallet and its users act independently and do not create any partnership, joint venture, agency, franchise, sales representative, or secondment relationship between them. G Point Wallet provides services for buying and selling assets, as demonstrated on the platform, but reserves the right to reject any deposits and suspend withdrawals in cases of suspicious activity or compliance guideline infringements, as determined by its compliance and risk management service provider.

ELECTRONIC NOTICES

Consent to Electronic Delivery. You agree and consent to receive electronically all Communications, that we may be willing to communicate to you in connection with your Account and/or use of our Services. You agree that we may provide these Communications to you by posting them on the Technology Platform. Withdrawal of Consent. You may withdraw your consent to receive electronic Communications by sending a withdrawal notice to support. If this is a case you waive your right to plead ignorance. If you decline or withdraw consent to receive electronic Communications, we may suspend or terminate your use of the Technology Platform. Updating Contact Information. It is your responsibility to keep your email address on file with us up to date so that we can communicate with you electronically. You understand and agree that if we send you an electronic Communication but you do not receive it because your email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, we will be deemed to have provided the Communication to you. You waive your right to plead ignorance. Please note that if you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must add ours to your email address book so that you will be able to receive the Communications We send you. You can update your email address at any time by logging into your Account or by sending such information to support. If your email address becomes invalid in a such way that electronic Communications sent to you by us are returned, we may deem your account being inactive, and you may be not able to complete any transaction via the Technology Platform until We receive a valid, working email address from you.

SPECIAL CONDITIONS

Transfer confirmation. Once your Deposit/Withdrawal request or Trade order is executed, a confirmation will be electronically made available via Technology Platform detailing the particulars of the Transfer. You acknowledge and agree that the failure of the Technology Platform to provide such confirmation shall not prejudice or invalidate the terms of such transaction.Conditions and Restrictions. We may, at any time and in our sole discretion, refuse to perform any Transfer requested via the Technology Platform, impose limits on the Transfer amount permitted via the Technology Platform or impose any other conditions or restrictions upon your use of the Technology Platform without prior notice.Access to the Services. We may, in our sole discretion and without liability to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, any portion of our Services.Cancellations. You may only cancel a Transfer request initiated via the Technology Platform if such cancellation occurs before we execute the Transfer. Once your Transfer request has been executed, you may not change, withdraw or cancel your authorization for us to complete such Transfer. If a Trade order has been partially filled, you may cancel the unfilled remainder unless the order relates to a market rate Trade. We reserve the right to refuse any cancellation request associated with a market rate Trade order once you have submitted such order. While We may, at our sole discretion, reverse a Trade under certain extraordinary conditions, a customer does not have a right to a reversal of a Trade.Insufficient Crypto Assets. If you have an insufficient amount of crypto assets in your Account to complete a Transfer via the Technology Platform, We may cancel the entire order or may fulfill a partial order using the amount of crypto assets currently available in your Account, less any fees owed to us in connection with our execution of the Transfers.Taxes. It is your responsibility to determine what, if any, taxes apply to the Transfers you complete via the Technology Platform, and it is your responsibility to report and remit the correct tax to the appropriate tax authority. You agree that we are not responsible for determining whether taxes apply to your transfers or for collecting, reporting, withholding or remitting any taxes arising from any Trades and Transfers and does not act as your tax agent.Feedbacks. We own exclusive rights, including all intellectual property rights, to Feedback. Any Feedback you submit is non-confidential and shall become the sole property of G Point Wallet. We will be entitled to the unrestricted use and dissemination of such Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you. You waive any rights you may have to the Feedback (including inter alia any copyrights). Do not provide Feedback if you expect to be paid or want to continue to own or claim rights on it; your idea might be great, but We may have already had the same or a similar idea and We do not want disputes. We also have the right to disclose your identity to any third party who is claiming that any content posted by you constitutes a violation of their intellectual property rights, or of their right to privacy. We have the right to remove any posting you make on our website if, in our opinion, your post does not comply with the content standards set out therein.SUSPENSION AND TERMINATION OF YOUR G Point Wallet ACCOUNTIn case of your breach of the Terms, or any other event as We may deem necessary, including without limitation market disruption and/or Force Majeure event We may, in our sole discretion and without liability to you, with or without prior notice:

• suspend your access to all or a portion of our Services; or
• prevent you from completing any actions via the Technology Platform, including closing any open Trade orders. In case the transferring resumes, you acknowledge that prevailing market rates may differ significantly from the rates available prior to such event; or
• terminate your access to the Services, delete or deactivate your Account and all related information and files in such account.
• In the event of termination, we will return any crypto assets stored in your Account and not owed to us, unless we believe you have committed fraud, negligence or other misconduct.

Membership Account

In order to use any features of the services, you must sign up for a membership account with G Point Wallet and provide certain information about yourself as prompted by the service site. Your membership starts immediately after your signing up for or converting from a membership to another level membership for more various and valuable services. You may need to upgrade your level of membership for high amount of asset transfers or crypto withdrawals. Please consult with our Anti-Money Laundering Policy for more information. You represent and warrant that all required registration information you submit is truthful and accurate, you will maintain the accuracy of such information and your use of Master does not violate any applicable law or regulation of the United States of America and your country, or these terms of use. You are responsible for maintaining the confidentiality of your Master Account login information. You are fully responsible for all activities that are associated with your G Point Wallet Account (including but not limited to any sales or purchases, use of the Web sites, either desktop or mobile, or communication between you and us). You agree to immediately notify us of any unauthorized use or suspected unauthorized use of your Account or any other breach of security.

Verified Customer Record / Customer Record Language

In order to use the payment functionality of GpointWallet application, you must open a “Dwolla Platform” account provided by Dwolla, Inc. and you must accept the Dwolla Terms of Service and Privacy Policy. Any funds held in or transferred through the Dwolla Account are held or transferred by Dwolla’s financial institution partners as described in the Dwolla Terms of Service. You authorize GpointWallet to collect and share with Dwolla your personal information including full name, date of birth, social security number, physical address, email address and financial information, and you are responsible for the accuracy and completeness of that data. You understand that you will have Dwolla account notifications sent by GpointWallet, not Dwolla. GpointWallet will provide customer support for your Dwolla account activity, and can be reached by email at support@gpointwallet.com.

FEES

G Point Wallet is a free app you can use but there are some services for fees. We are striving to make them as low as possible but we should cover the actual costs for the services and maintenance of the whole system. Please be careful to read and make sure of the fees before using the services. There should be specific instructions you can find. We reserve the right to charge for, or change the fees associated with, the use of G Point Wallet at any time subject to reasonable notice and these Terms.

Mobile Applications

If you use a mobile device to access pages of G Point Wallet optimized for mobile-viewing, opt in to receive SMS (text messages) from us, or use a mobile application, the following additional terms also apply to you. Your access to the Sites via your mobile device or use of a mobile application confirms your agreement to these Mobile Terms, as well as the rest of the Terms of Use. By opting in, you agree to receive promotional SMS text messages on your mobile device. Your consent is not required as a condition of purchasing any goods or services from a vendor in Master. By agreeing to receive SMS messages from Master, you certify that you are over 18 years of age and you are the mobile account holder or you have the account holder’s permission to enroll the designated mobile phone number and can incur any mobile message or data charges. You agree that you are solely responsible for all message and data charges that apply to use of your mobile device to access the Sites or use of a mobile application. All such charges are billed by and payable to your mobile service provider. Please contact your participating mobile service provider for pricing plans, participation status and details.

Intellectual Property of Master and G Point Wallet

UNAUTHORIZED COPYING, REPRODUCTION, MODIFYING, REPUBLISHING, UPLOADING, DOWNLOADING, POSTING, TRANSMITTING, MAKING DERIVATIVE WORKS OF OR DUPLICATING ALL OR ANY PART OF Master IS PROHIBITED. Master grants you a limited, non-transferable, non-exclusive, license to access and make personal use of the shopping services and features provided by the Master. This license does not include any commercial use or modification or reverse engineering of the Master features or contents. We may terminate this license at any time for any reason. you shall not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information or content (including images and text descriptions) of Master without our prior written consent. We reserve the right, at any time, to modify, suspend, or discontinue the sites or any part thereof with or without notice. You acknowledge that all intellectual property rights in the Master, including our rights to copyrighted material, patents, trademarks, service marks, and trade secrets (excluding any User-generated Content) are owned by Master. You are solely responsible for your own User Content and the consequences of posting or publishing it. Any User Content or other material, information or ideas that you submit to or post or publish on the Sites is non-confidential and non-proprietary. You assume all risks associated with use of your User Content, including any reliance on its accuracy, completeness or usefulness by others, or any disclosure of your User Content that makes you or any third party personally identifiable. By submitting your User Content or using it with Master, you automatically grant, and you represent and warrant that you have the right to grant, to us an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use your User Content, and to grant sublicenses of the foregoing, solely for the purposes of including your User Content in Master, our social media platforms or marketing initiatives. You agree to irrevocably waive (and cause to be waived) any claims and assertions of publicity or moral rights, or attribution with respect to your User Content. Master has the right to refuse, remove or delete any User Content and/or to terminate any user's access to the Sites if we determine, in our sole and absolute discretion, that such User Content or user violates or has violated these Terms of Use. Master takes no responsibility for User Content.

Outages

Master periodically schedules system downtime for the Sites for maintenance and other purposes. Unplanned system outages also may occur. You agree that Master has no responsibility and is not liable for the unavailability of any of the Sites, any loss of data, information or materials caused by such system outages, the resultant delay, mis-delivery or non-delivery of data, information or materials caused by such system outages, or any outages caused by any third parties, including without limitation any companies or servers hosting any of the Sites, any Internet service providers or otherwise.

Termination

These Terms of use will remain in full force and effect while you are a member and in use of Master. We may suspend your rights to be a Master business affiliate or terminate your account, at any time for any reason at our sole discretion, including for any use of Master in violation of these terms of use or if we believe you are younger than 18 (or any age defined as minor, not eligible to any commercial activity, in the country he/she resides). Upon the decision, your account and right to access to Master will terminate immediately. You understand that any termination of your membership may involve deletion of any User Content you may have posted. We will not have any liability whatsoever to you for any termination decision, including for termination of your Master membership or deletion of your User Content.

Communications with Master

For all communications made to or with Master, including but not limited to feedback, questions, comments, suggestions and the like, you will have no right to confidentiality in your communications and we will have no obligation to protect your communications from disclosure, we will be free to reproduce, use, disclose and distribute your communications to others without limitation and we will be free to use any ideas, concepts, know-how, content or techniques contained in your communications for any purpose whatsoever, including, but not limited to, the development, production and marketing of products and services that incorporate such information.

Governing Law

These terms of Use shall be governed by the Federal Arbitration Act of the United States of America, applicable federal law, and the laws of the state of California, without regard to the conflicts of laws & rules of the state or country in which you reside. The G Point Wallet Service is controlled and operated by Master & S, Inc. from its offices in the State of California and Wyoming USA. We are not a chartered and regulated financial institution. We are providing the services with alliance of EMET exchange and Prime Trust LLC. G Point Wallet makes no representation that materials on the Service are appropriate, lawful or available for use in any locations other than the United States of America in general. Those who choose to access or use the Service from locations outside of the United States of America do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. Access to the Service from jurisdictions where the contents or practices of the Service are illegal, unauthorized or penalized is strictly prohibited.

Entire Agreement

This Agreement constitutes the entire agreement between you and us regarding the use of Master. Our failure to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. The section titles in these Terms of Use are for convenience only and have no legal or contractual effect. The word “including” means including without limitation. If any provision of these Terms of Use is deemed to be illegal or unenforceable, the remainder of these Terms of Use shall be unaffected and shall continue to be fully valid, binding, and enforceable. These Terms of Use, and your rights and obligations herein, may not be assigned, subcontracted, delegated, or otherwise transferred by you without Master’s prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void. These Terms of Use shall be binding upon assignees. You agree that all correspondence relating to these Terms of Use must be written in the English language. All the documents and descriptions, related to the Company, should be in English and shall be effective.

Contact Us

Please contact us with any questions you have. We are here to serve you. We guarantee your satisfaction. By Email: support@gpointwallet.com Thank you for your business with us.